The Lafayette Life Insurance Company

BestLink

AMB #: 006617 NAIC #: 65242 FEIN #: 350457540

Mailing Address
400 Broadway
Cincinnati, Ohio 45202

United States

Web: www.LLIC.com

Phone: 513-362-4900

Fax: 513-629-1871

View Additional Address Information

Administrative Office
400 Broadway
Cincinnati, Ohio 45202
United States

Domiciliary Address
301 East 4Th Street
Cincinnati, Ohio 45202
United States

AM Best Rating Unit: AMB #: 069754 - Western & Southern Financial Group

Assigned to insurance companies that have, in our opinion, a superior ability to meet their ongoing insurance obligations.

View additional news, reports and products for this company.

Based on AM Best's analysis, 050735 - Western & Southern Mutual Holding Co is the AMB Ultimate Parent and identifies the topmost entity of the corporate structure. View a list of operating insurance entities in this structure.

Best's Credit Ratings

Financial Strength View Definition

Rating (Rating Category): Affiliation Code:	A+ (Superior) g (Group)
Outlook (or Implication):	Positive
Action:	Affirmed
Effective Date:	April 23, 2026
Initial Rating Date:	June 30, 1928

Long-Term Issuer Credit View Definition

Rating (Rating Category):	aa (Superior)
Outlook (or Implication):	Positive
Action:	Affirmed
Effective Date:	April 23, 2026
Initial Rating Date:	June 14, 2007

Financial Size Category View Definition

Financial Size Category:

XV (Greater than or Equal to USD 2.00 Billion)

u Denotes Under Review Best's Rating

Best's Credit Rating Analyst

Rating Office: A.M. Best Rating Services, Inc.

Senior Financial Analyst: Stratos Laskarides

Associate Director-Analytics: Wayne J Kaminski

Note: See the Disclosure information Form or Press Release below for the office and analyst at the time of the rating event.

Disclosure Information

Disclosure Information Form
View AM Best's Rating Disclosure Form

Press Release
AM Best Revises Outlooks to Positive for Western & Southern Financial Group, Inc. and Its Subsidiaries
April 23, 2026

Rating History

A.M. Best has provided ratings & analysis on this company since 1928.

Financial Strength Rating

Effective Date	Rating
April 23, 2026	A+
March 13, 2025	A+
February 07, 2024	A+
January 06, 2023	A+
December 15, 2021	A+

Long-Term Issuer Credit Rating

Effective Date	Rating
April 23, 2026	aa
March 13, 2025	aa
February 07, 2024	aa
January 06, 2023	aa
December 15, 2021	aa

Best's Credit & Financial Reports

Best's Credit Report - financial data included in Best's Credit Report reflects the data used in determining the current credit rating(s) for AM Best Rating Unit: AMB #: 069754 - Western & Southern Financial Group.

Best's Credit Report - Archive - reports which were released prior to the current Best's Credit Report.

Best's Financial Report - financial data included in Best's Financial Report reflects the most current data available to AM Best, including updated financial exhibits and additional company information, and is available to subscribers of Best's Insurance Reports.

Best's Financial Report - Archive - reports which were released prior to the current Best's Financial Report.

View additional news, reports and products for this company.

Press Releases

Date	Title


Apr 23, 2026	AM Best Revises Outlooks to Positive for Western & Southern Financial Group, Inc. and Its Subsidiaries
Mar 13, 2025	AM Best Affirms Credit Ratings of Western & Southern Financial Group, Inc. and Its Subsidiaries
Feb 07, 2024	AM Best Upgrades Credit Ratings of Gerber Life Insurance Company; AffirmsCredit Ratings of Certain Western & Southern Financial Group, Inc.’s Subsidiaries
Jan 06, 2023	AM Best Affirms Credit Ratings of Western & Southern Financial Group, Inc. and Its Subsidiaries
Dec 15, 2021	AM Best Affirms Credit Ratings of Western & Southern Financial Group, Inc. and Its Subsidiaries
Dec 11, 2020	AM Best Affirms Credit Ratings of Western & Southern Financial Group, Inc. and Its Subsidiaries
Dec 18, 2019	AM Best Affirms Credit Ratings of Western & Southern Financial Group, Inc. and Its Subsidiaries
Jan 11, 2019	AM Best Removes From Under Review With Positive Implications and Upgrades Issuer Credit Rating of Gerber Life Insurance Company
Dec 20, 2018	AM Best Affirms Credit Ratings of Western & Southern Financial Group, Inc. and Its Subsidiaries
Sep 18, 2018	A.M. Best Comments on Credit Ratings of Western & Southern Fin’l Group Following Proposed Acquisition of Gerber Life Ins. Co.

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