Frederick Mutual Insurance Company

AMB #: 003233 NAIC #: 14753 FEIN #: 520424900

Domiciliary Address
5280 Corporate Drive Suite A270
Frederick, Maryland 21703

Web: www.frederickmutual.com

Phone: 301-663-9522

Fax: 301-662-2053

AM Best Rating Unit: AMB #: 026027 - Northern Neck Group

Assigned to insurance companies that have, in our opinion, an excellent ability to meet their ongoing insurance obligations.

View additional news, reports and products for this company.

Based on AM Best's analysis, 000716 - Northern Neck Insurance Company is the AMB Ultimate Parent and identifies the topmost entity of the corporate structure. View a list of operating insurance entities in this structure.

Best's Credit Ratings

Financial Strength View Definition

Rating (Rating Category): Affiliation Code:	A- (Excellent) p (Pooled)
Outlook (or Implication):	Stable
Action:	Assigned
Effective Date:	May 05, 2026
Initial Rating Date:	June 30, 1953

Long-Term Issuer Credit View Definition

Rating (Rating Category):	a- (Excellent)
Outlook (or Implication):	Stable
Action:	Assigned
Effective Date:	May 05, 2026
Initial Rating Date:	September 27, 2007

Financial Size Category View Definition

Financial Size Category:

VII (USD 50 Million to Less than 100 Million)

u Denotes Under Review Best's Rating

Best's Credit Rating Analyst

Rating Office: A.M. Best Rating Services, Inc.

Senior Financial Analyst: Maurice Thomas

Director: Christopher Draghi, CPCU

Note: See the Disclosure information Form or Press Release below for the office and analyst at the time of the rating event.

Disclosure Information

Disclosure Information Form
View AM Best's Rating Disclosure Form

Press Release
AM Best Removes From Under Review With Negative Implications and Affirms Credit Ratings of The Northern Neck Insurance Company
May 05, 2026

Rating History

A.M. Best has provided ratings & analysis on this company since 1953.

Financial Strength Rating

Effective Date	Rating
May 05, 2026	A-
April 28, 2023	NR
April 20, 2023	B+
September 27, 2022	B++
August 25, 2021	B++

Long-Term Issuer Credit Rating

Effective Date	Rating
May 05, 2026	a-
April 28, 2023	nr
April 20, 2023	bbb-
September 27, 2022	bbb+
August 25, 2021	bbb+

Best's Credit & Financial Reports

Best's Credit Report - financial data included in Best's Credit Report reflects the data used in determining the current credit rating(s) for AM Best Rating Unit: AMB #: 026027 - Northern Neck Group.

Best's Credit Report - Archive - reports which were released prior to the current Best's Credit Report.

Best's Financial Report - financial data included in Best's Financial Report reflects the most current data available to AM Best, including updated financial exhibits and additional company information, and is available to subscribers of Best's Insurance Reports.

Best's Financial Report - Archive - reports which were released prior to the current Best's Financial Report.

View additional news, reports and products for this company.

Press Releases

Date	Title


May 05, 2026	AM Best Removes From Under Review With Negative Implications and Affirms Credit Ratings of The Northern Neck Insurance Company
Sep 18, 2025	AM Best Places Credit Ratings of The Northern Neck Insurance Company Under Review With Negative Implications
Apr 28, 2023	AM Best Withdraws Credit Ratings of Frederick Mutual Insurance Company
Apr 20, 2023	AM Best Downgrades Credit Ratings of Frederick Mutual Insurance Company
Sep 20, 2019	AM Best Downgrades Credit Ratings of Frederick Mutual Insurance Company
Oct 16, 2014	A.M. Best Revises Outlook to Negative for Frederick Mutual Insurance Company