Rating Review Form
000008-Allstate Insurance Group

Best's Credit Rating Effective Date
Best's Rating Review Date
June 19, 2020
January 19, 2021
Allstate Insurance Group
AMB #:000008
Ultimate Parent: AMB # 58312 - The Allstate Corporation
Best's Credit Ratings - for the Rating Unit Members
Financial Strength Rating
Issuer Credit Rating
(FSR)
(ICR)
A+
aa
Superior
Superior
Outlook: Stable
Outlook: Stable
Action: Affirmed
Action: Affirmed
Rating Unit - Members
Allstate Insurance Group | AMB #: 000008
AMB #
Rating Unit Members
AMB #
Rating Unit Members
000273
Esurance Property and Casualty Insurance Company
000542
Encompass Indemnity Company
000764
Allstate County Mutual Insurance Company
001978
Allstate Property and Casualty Insurance Company
002017
Allstate Insurance Company
002018
Allstate Indemnity Company
002526
Esurance Insurance Company
003652
Allstate Fire and Casualty Insurance Company
003791
Allstate Northbrook Indemnity Company
010130
Encompass Insurance Company of Massachusetts
010678
Allstate Texas Lloyd's
011559
Allstate Vehicle and Property Insurance Company
011702
Encompass Property and Casualty Company
011703
Encompass Insurance Company of America
011794
Encompass Insurance Company
012482
Allstate North American Insurance Company
012535
Encompass Home and Auto Insurance Company
012536
Encompass Independent Insurance Company
013927
North Light Specialty Insurance Company
Rating Review Summary:
as a result of the Best's Rating Review, AM Best's opinion of the Financial Strength Rating and Issuer Credit Rating remains unchanged from the prior rating event.
Balance Sheet Strength:
as a result of the Best's Rating Review, AM Best's opinion of the Balance Sheet Strength Assessment of Strongest remains unchanged.
Operating Performance:
as a result of the Best's Rating Review, AM Best's opinion of the Operating Performance Assessment of Strong remains unchanged.
Business Profile:
as a result of the Best's Rating Review, AM Best's opinion of the Business Profile Assessment of Favorable remains unchanged.
Enterprise Risk Management:
as a result of the Best's Rating Review, AM Best's opinion of the Enterprise Risk Management Assessment of Very Strong remains unchanged.
Copyright :
AM Best Company (AMB) and/or its licensors and affiliates. All rights reserved. ALL INFORMATION CONTAINED HEREIN IS PROTECTED BY COPYRIGHT LAW AND NONE OF SUCH INFORMATION MAY BE COPIED OR OTHERWISE REPRODUCED, REPACKAGED, FURTHER TRANSMITTED, TRANSFERRED, DISSEMINATED, REDISTRIBUTED OR RESOLD, OR STORED FOR SUBSEQUENT USE FOR ANY SUCH PURPOSE, IN WHOLE OR IN PART, IN ANY FORM OR MANNER OR BY ANY MEANS WHATSOEVER, BY ANY PERSON WITHOUT AMB's PRIOR WRITTEN CONSENT. All information contained herein is obtained by AMB from sources believed by it to be accurate and reliable. Because of the possibility of human or mechanical error as well as other factors, however, all information contained herein is provided 'AS IS' without warranty of any kind. Under no circumstances shall AMB have any liability to any person or entity for (a) any loss or damage in whole or in part caused by, resulting from, or relating to, any error (negligent or otherwise) or other circumstance or contingency within or outside the control of AMB or any of its directors, officers, employees or agents in connection with the procurement, collection, compilation, analysis, interpretation, communication, publication or delivery of any such information, or (b) any direct, indirect, special, consequential, compensatory or incidental damages whatsoever (including without limitation, lost profits), even if AMB is advised in advance of the possibility of such damages, resulting from the use of or inability to use, any such information. The credit ratings, financial reporting analysis, projections, and other observations, if any, constituting part of the information contained herein are, and must be construed solely as, statements of opinion and not statements of fact or recommendations to purchase, sell or hold any securities, insurance policies, contracts or any other financial obligations, nor does it address the suitability of any particular financial obligation for a specific purpose or purchaser. Credit risk is the risk that an entity may not meet its contractual, financial obligations as they come due. Credit ratings do not address any other risk, including but not limited to, liquidity risk, market value risk or price volatility of rated securities. NO WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OF ANY SUCH RATING OR OTHER OPINION OR INFORMATION IS GIVEN OR MADE BY AMB IN ANY FORM OR MANNER WHATSOEVER. Each credit rating or other opinion must be weighed solely as one factor in any investment or purchasing decision made by or on behalf of any user of the information contained herein, and each such user must accordingly make its own study and evaluation of each security or other financial obligation and of each issuer and guarantor of, and each provider of credit support for, each security or other financial obligation that it may consider purchasing, holding or selling.
Find a Best's Credit Rating

Get Rated by A.M. Best

A.M. Best Rating Services Mobile App