AM Best Rating Services


Rating Review Form
000914-Kemper Property & Casualty Group

Best's Credit Rating Effective Date
Best's Rating Review Date
August 24, 2023
March 19, 2024
Kemper Property & Casualty Group
AMB #:000914
Ultimate Parent: AMB # 58711 - Kemper Corporation
Best's Credit Ratings - for the Rating Unit Members
Financial Strength Rating
Issuer Credit Rating
(FSR)
(ICR)
A-
a-
Excellent
Excellent
Outlook: Stable
Outlook: Stable
Action: Affirmed
Action: Affirmed
Rating Unit - Members
Kemper P&C Group | AMB #: 000914
AMB #
Rating Unit Members
AMB #
Rating Unit Members
000391
Financial Indemnity Company
000555
Infinity Auto Insurance Company
000609
Response Worldwide Insurance Company
000843
Infinity Standard Insurance Company
002028
Warner Insurance Company
002217
Infinity Insurance Company
002515
Infinity Assurance Insurance Company
002523
Trinity Universal Insurance Company
002533
United Casualty Insurance Company of America
002634
Alpha Property & Casualty Insurance Company
002701
Kemper Financial Indemnity Company
003045
Response Worldwide Direct Auto Insurance Company
003199
Union National Fire Insurance Company
003289
Unitrin Safeguard Insurance Company
003572
Infinity County Mutual Insurance Company
003596
Merastar Insurance Company
003655
Mutual Savings Fire Insurance Company
003807
Old Reliable Casualty Company
003829
Capitol County Mutual Fire Insurance Company
004661
Infinity Casualty Insurance Company
004941
Infinity Safeguard Insurance Company
010419
Charter Indemnity Company
011055
Unitrin County Mutual Insurance Company
011252
Infinity Select Insurance Company
011669
Infinity Indemnity Insurance Company
011745
Infinity Preferred Insurance Company
011762
Unitrin Direct Insurance Company
011946
Response Insurance Company
011979
Valley Property & Casualty Insurance Company
012163
Unitrin Advantage Insurance Company
012212
Unitrin Direct Property & Casualty Company
012213
Kemper Independence Insurance Company
012560
Unitrin Auto and Home Insurance Company
012561
Unitrin Preferred Insurance Company
Rating Review Summary:
as a result of the Best's Rating Review, AM Best's opinion of the Financial Strength Rating and Issuer Credit Rating remains unchanged from the prior rating event.
Balance Sheet Strength:
as a result of the Best's Rating Review, AM Best's opinion of the Balance Sheet Strength Assessment of Very Strong remains unchanged.
Operating Performance:
as a result of the Best's Rating Review, AM Best's opinion of the Operating Performance Assessment of Marginal remains unchanged.
Business Profile:
as a result of the Best's Rating Review, AM Best's opinion of the Business Profile Assessment of Neutral remains unchanged.
Enterprise Risk Management:
as a result of the Best's Rating Review, AM Best's opinion of the Enterprise Risk Management Assessment of Appropriate remains unchanged.
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